Services

FAQs

1. How much can I borrow?
Answer: Loan amounts range from ₱200,000 up to ₱5,000,000, depending on your eligibility and requirements.
2. What are the interest rates?
Answer: We offer fixed low rates:
₱200,000 – ₱499,999 → 0.2% monthly interest
₱500,000 – ₱5,000,000 → 0.1% monthly interest (special rate for higher amounts)
3. What documents do I need to apply?
Answer: You only need:
Valid ID (Passport, UMID, Driver’s License, etc.)
Proof of Employment/Income (Payslip or Contract for OFWs)Active Bank Account
Completed online application form
4. How long does approval take?
Answer: Registration takes just 5 minutes online. Approval is processed within 24–48 hours once requirements are complete.
5. How do I receive the loan?
Answer: After approval, your loan is credited directly to your registered bank account.
6. What are your working hours?
Answer: Our support team is available from 10:00 AM to 10:00 PM, Monday to Sunday.
7. Can I apply even if I’m overseas?
Answer: Yes. Our platform is 100% online, so OFWs and clients abroad can apply easily.
8. When is the payment due date?
Answer: Installments are collected every 15th of the month through your registered bank account.
9. Is this company legit?
Answer: Yes. We are SEC-registered in the Philippines and partnered with SM Investment Corporation. You may verify our registration directly on the SEC website.
10. What happens if I can’t pay on time?
Answer: If you miss your due date, a late payment charge may apply, and your credit record may be affected. We recommend contacting your loan assistant immediately so we can help you arrange a solution and avoid additional penalties.

Milthea Lending Corp. made my loan process so easy!

John Doe

★★★★★